BRRAVVO Terms of Service

    Last Updated: September 2026

    1. The Service

    BRRAVVO (hereinafter: the "Company") operates the BRRAVVO savings program (the "Program").

    The Program is an ongoing monthly savings plan. Users enrolled in the standard Program contribute $25.00 USD per month through recurring monthly payments charged to the payment method provided at enrollment.

    The Program has no fixed end date or minimum commitment period and continues until cancelled by the User.

    Every four (4) successfully completed monthly payments of $25.00 USD constitute one savings cycle. Upon completion of a savings cycle, the User will have saved $100.00 USD.

    After the fourth successfully completed monthly payment in each savings cycle, BRRAVVO automatically adds a $25.00 USD reward, equal to a 25% bonus on the $100.00 USD saved during that cycle, and issues a digital voucher with a total value of $125.00 USD.

    Completion of a savings cycle does not terminate the Program. After each completed 4-payment savings cycle, a new savings cycle begins automatically. Monthly payments continue until the User cancels the Program.

    The $25.00 USD reward for a savings cycle is earned only after all four (4) monthly payments for that cycle have successfully cleared.

    The pricing and other applicable terms displayed at enrollment form part of these Terms.

    2. Eligibility

    Participation is restricted to individuals who have reached the legal age of majority in their country or jurisdiction of residence. The Company may request reasonable evidence of age or identity where necessary to verify eligibility or comply with applicable law.

    3. Cancellation and Refunds

    Users may cancel the Program at any time, with no cancellation fee and no minimum notice period.

    Cancellation may be requested through the User's account by selecting Profile → Cancel subscription, or by contacting support@brravvo.com using the email address associated with the User's account.

    Cancellation takes effect immediately and stops future recurring monthly charges. BRRAVVO will send written electronic confirmation of the cancellation no later than seven (7) business days after receiving the cancellation request.

    If the User cancels before completing the current 4-payment savings cycle, the User remains entitled to the principal amount successfully collected during that incomplete cycle. Subject to the Refund & Cancellation Policy, the User may receive a voucher for that amount or request a refund of that principal amount to the original payment card.

    The $25.00 USD reward is not earned for an incomplete savings cycle.

    Cancellation does not affect rewards already earned from completed savings cycles. Vouchers already issued are subject to these Terms, the applicable retailer or voucher-provider terms, and the Refund & Cancellation Policy.

    Full cancellation and refund terms are set out in the Company's Refund & Cancellation Policy.

    4. Billing Changes, Chargebacks and Incorrect Charges

    If BRRAVVO changes the billing terms of an active Program, BRRAVVO will provide written notice at least seven (7) days in advance.

    If you believe a charge is incorrect, duplicated or unauthorized, please contact BRRAVVO at support@brravvo.com so that the matter can be investigated promptly.

    Where BRRAVVO determines that a charge was made in error, the applicable amount will be refunded in accordance with the Refund & Cancellation Policy.

    Nothing in these Terms limits any rights you may have under applicable law or through your payment provider.

    5. Intellectual Property and Proprietary Rights

    All content, features and functionality associated with the Service, including the BRRAVVO name, logos, software, UI/UX design, algorithms and original marketing materials, are owned by or licensed to the Company and are protected by applicable intellectual property laws.

    Users are granted a personal, limited, non-exclusive, non-transferable and revocable right to access and use the platform for its intended personal purposes, subject to these Terms.

    Users may not reproduce, modify, distribute, reverse engineer or commercially exploit the Company's proprietary materials except where expressly permitted by the Company or applicable law.

    6. Voucher Terms and Redemption

    Vouchers offered through BRRAVVO are sourced and fulfilled through a third-party voucher provider or aggregator and may be redeemable with participating third-party retailers. Unless expressly stated otherwise, BRRAVVO does not represent that it has a direct contractual relationship, partnership, sponsorship or endorsement arrangement with any retailer whose name, logo or trademark is displayed on the BRRAVVO platform.

    All retailer names, logos, trademarks and other brand identifiers are owned by their respective owners. Their display is for the purpose of identifying retailers with which applicable vouchers may be redeemable and does not transfer to BRRAVVO any ownership rights in those marks.

    BRRAVVO does not control the participating retailer's products, services, inventory, store availability, redemption procedures, voucher validity periods or other retailer-specific terms. Voucher availability and redemption are subject to the terms applicable to the specific retailer and voucher.

    Where a voucher issued through BRRAVVO is proven unusable, BRRAVVO will handle the matter in accordance with the Refund & Cancellation Policy.

    7. Communications

    By providing contact information, the User agrees to receive communications reasonably necessary for the operation and administration of the Program, including payment notifications, savings-cycle information, voucher delivery, security messages, changes to the Program and legal notices.

    Promotional or marketing communications will be sent in accordance with applicable law and any communication preferences or consent requirements applicable to the User.

    Formal correspondence concerning an account may be sent to support@brravvo.com.

    8. Limitation of Liability and User Responsibility

    To the extent permitted by applicable law, BRRAVVO will not be liable for indirect, incidental, special or consequential losses arising from the use of the Service.

    Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited under applicable law.

    Users are responsible for losses or claims arising from their unlawful use of the Service or material breach of these Terms, to the extent permitted by applicable law.